3 Elm CT Palmyra, VA 22963
5 Beds
4 Baths
3,370 SqFt
Open House
Sun Jul 12, 12:00pm - 2:00pm
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,370 sqft
Price per Sqft $54
Subdivision Lake Monticello
MLS Listing ID 2618384
Style A-Frame,Two Story
Bedrooms 5
Full Baths 3
Half Baths 1
Construction Status Actual
HOA Fees $1,200/ann
HOA Y/N Yes
Abv Grd Liv Area 2,592
Year Built 1988
Annual Tax Amount $3,533
Tax Year 2025
Lot Size 1.178 Acres
Acres 1.178
Property Sub-Type Single Family Residence
Property Description
GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES — 3 ELM CT, PALMYRA, VA
AUCTION RESERVE IS PRICED WITH REPAIRS IN MIND.
5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot
A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow — priced to sell with updates factored into the Reserve.
Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing — buy right and capture the equity yourself instead of paying a flipper's markup.
STANDOUT FEATURES:
In-ground saltwater pool (792± SF), pump ~5 years old -
1.18± acre lot — nearly double neighboring parcels-
Two decks (626± & 528± SF), covered porch, storage shed-
3,370± SF finished living space plus 778± SF finished basement-
Heat pump w/ central air, block foundation, composition roof-
LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining — all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA.
IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join.
RealAVM™ $582,300 | Confidence Score 93 | Range $542,200–$622,300 | As of 06/08/2026
Location
State VA
County Fluvanna
Community Lake Monticello
Area 228 - Fluvanna
Rooms
Basement Finished, Garage Access, Heated
Interior
Interior Features Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Bay Window, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Granite Counters
Heating Electric, Forced Air
Cooling Central Air, Attic Fan
Flooring Ceramic Tile, Partially Carpeted, Wood
Window Features Screens
Appliance Cooktop, Dryer, Dishwasher, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Stove, Washer
Exterior
Exterior Feature Deck, Lighting, Porch, Storage, Shed, Paved Driveway
Parking Features Attached
Garage Spaces 2.0
Pool Concrete, Fenced, In Ground, None, Community
Community Features Beach, Boat Facilities, Clubhouse, Community Pool, Deck/Porch, Dock, Fitness, Golf, Gated, Lake, Marina, Pond, Pool, Trails/Paths
Amenities Available Landscaping, Management
Roof Type Composition,Shingle
Porch Balcony, Rear Porch, Deck, Porch
Garage Yes
Building
Lot Description Cul-De-Sac
Story 2
Sewer Public Sewer
Water Public
Architectural Style A-Frame, Two Story
Level or Stories Two
Additional Building Shed(s)
Structure Type Block,Drywall,Concrete,Plaster,Wood Siding
New Construction No
Construction Status Actual
Schools
Elementary Schools Cunningham
Middle Schools Fluvanna
High Schools Fluvanna
Others
HOA Fee Include Clubhouse,Common Areas,Pool(s),Recreation Facilities,Road Maintenance,Snow Removal,Trash,Water,Water Access
Tax ID 18-A-3-99
Ownership Individuals
Security Features Controlled Access,Gated Community,Smoke Detector(s),Security Guard
Virtual Tour https://www.dudleyresources.auction/auctions/detail/bw164486
